Congrats! You made it this far. There is still a road of unknowns ahead. Let us show you the rest of the way.
Don't worry if you have plans to retire early or if you still have dependents! We can help you decide what the next move should be.
Congrats! You made it this far. There is still a road of unknowns ahead. Let us show you the rest of the way.
The date is approaching fast and we’re making preparations. Don’t miss out!
DaysDays
HrsHours
MinsMinutes
SecsSeconds
Part A covers inpatient care in hospitals, skilled nursing facility care, hospice care, and home health care.
Part A is free of charge if you worked for a total of ten years or 40 quarters.
Part B covers services from doctors and other health care providers including:
Part B of Medicare has a standard premium of $164.90/mo, but is determined by income.
Original Medicare includes Part A and Part B. You can join a separate Medicare drug plan to get
Medicare drug coverage (Part D).
You can use any doctor or hospital that takes Medicare, anywhere in the U.S.
To help pay your 20% coinsurance out-of-pocket cost in Original Medicare, you can also buy supplemental coverage, like Medicare Supplement Insurance (Medigap), or have coverage from a former employer or union, or Medicaid.
Insurance you can buy from a private company that helps pay the 20% coinsurance not paid by Original Medicare.
Policies are standardized, and in most states named by letters, like Plan G or Plan N. The benefits in each lettered plan are the same, no matter which insurance company sells it.
Medicare Advantage is a Medicare-approved plan from a private company that offers an alternative to Original Medicare for your health and drug coverage. These “bundled” plans include Part A, Part B, and usually Part D.
In most cases, you’ll need to use doctors who are in the plan’s network.
Plans may have lower out-of-pocket costs than Original Medicare.
Plans may offer some extra benefits that Original Medicare doesn’t cover — like vision, hearing, and dental services.
Helps cover the cost of prescription drugs (including many recommended shots or vaccines). You join a Medicare drug plan in addition to Original Medicare, or you get it by joining a Medicare Advantage Plan with drug coverage. Plans that offer Medicare drug coverage are run by private insurance companies that follow rules set by Medicare.
Don't worry if you have plans to retire early or if you still have dependents! We can help you decide what the next move should be.
About the Kentucky Health Insurance Marketplace
As of 2022, Kentucky is one of the states in the U.S. that does not have its own official health insurance marketplace under the Patient Protection and Affordable Care Act. We can connect you with multiple Kentucky health insurance providers, giving you a streamlined way to compare your state’s options all in one place. These options include both marketplace plans, also known as "Obamacare," and non-government plans. By filling out a few pieces of information about yourself, we can match you to the best plan that suits your personal needs.
Call or email today!
We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.